Licensed in AZ · CA · WA · NV · CO

Capital for What You Build

Ground-up construction and development loans, bridge and hard money, commercial real estate financing and DSCR rental loans as the exit — for builders, developers and investors in Arizona, California, Nevada, Washington and Colorado. Elio Funding is a trade name of Barrett Financial Group, LLC (NMLS #181106), a licensed mortgage broker, not a direct lender.

Start Pre-Qualification Call (602) 628-1231

Financing Built Around the Build

Four programs, one point of contact from lot to permanent financing. Licensed in AZ · CA · WA · NV · CO.

Construction & Development Loans

Ground-up spec and custom homes, multifamily, ADUs and land + build — sized to project cost with inspected milestone draws.

Construction loans →

Bridge & Hard Money Loans

Asset-based, short-term capital for acquisitions, land, cash-out and fix & flip when timing matters.

Bridge loans →

Commercial Real Estate Loans

Multifamily 5+, mixed-use, retail, office and industrial — purchase, refinance and value-add through a lender network.

Commercial loans →

DSCR Rental Loans (Exit)

When the build is done, refinance into long-term financing that qualifies on the property's cash flow — no W-2s or tax returns.

DSCR loans →

Fix & Flip Loans

Purchase + rehab in one loan, financed in draws, with the exit planned up front.

Fix & flip →

For Builders & Developers

How we work with GCs, spec builders and developers — plans, budgets, draws and the take-out.

Builder financing →